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Stamp Duty & Registration Calculator
Buying property in Bangalore? Stamp duty and registration are a real cost on top of the price — usually 6–7% in Karnataka. Estimate yours in seconds.
Indicative estimate based on current Karnataka slabs (2% up to ₹20 L, 3% ₹20–45 L, 5% above ₹45 L, plus cess, surcharge and 1% registration). Actual duty depends on guidance value, property type and current rules — we'll confirm the exact figure for your purchase.
How stamp duty works in Karnataka
Stamp duty is a state tax you pay to register a property in your name. In Karnataka it's tiered by property value: 2% up to ₹20 lakh, 3% for ₹20–45 lakh, and 5% above ₹45 lakh — plus a cess and surcharge, and a separate 1% registration charge. For most city purchases the all-in figure lands around 6.6–6.7% of the property value.
Guidance value matters
Duty is charged on the higher of your purchase price or the government's guidance value for that area — so the exact figure can differ from a simple percentage. We confirm the precise number for your specific property.
Budget for the full cost of buying
Beyond stamp duty and registration, plan for your down payment (typically 20%), and interiors and moving. Our home loan guide and first-time buyer's guide walk through the whole budget. Use the EMI Calc button (bottom of every page) to size the loan.
Stamp duty examples for Bangalore homes
| Property value | Stamp duty | Cess + surcharge | Registration | Total |
|---|---|---|---|---|
| ₹40 lakh | ₹1,20,000 (3%) | ₹14,400 | ₹40,000 | ₹1,74,400 |
| ₹75 lakh | ₹3,75,000 (5%) | ₹45,000 | ₹75,000 | ₹4,95,000 |
| ₹1 crore | ₹5,00,000 (5%) | ₹60,000 | ₹1,00,000 | ₹6,60,000 |
| ₹2 crore | ₹10,00,000 (5%) | ₹1,20,000 | ₹2,00,000 | ₹13,20,000 |
Bangalore city rates (2% surcharge). Duty is charged on the higher of the sale price and guidance value. See our guide to checking guidance value on Kaveri.
Stamp duty questions
What is the stamp duty in Bangalore in 2026?
In Karnataka, stamp duty is 2% for property up to ₹20 lakh, 3% from ₹20 to 45 lakh and 5% above ₹45 lakh. A 10% cess and a 2% surcharge (on the duty) are added in Bangalore city, plus 1% registration. For most homes the total comes to about 6.6% of the value.
How much stamp duty do I pay on a ₹1 crore flat in Bangalore?
About ₹6.6 lakh in total: ₹5 lakh stamp duty, ₹50,000 cess, ₹10,000 surcharge and ₹1 lakh registration. Duty is charged on the higher of the sale price and the guidance value.
Is stamp duty charged on guidance value or the sale price?
On whichever is higher. In established areas like Jayanagar and JP Nagar the market price is usually above guidance value, so duty is worked out on the agreed price.
Do women get a stamp duty concession in Karnataka?
Karnataka does not currently offer a general stamp duty concession for women buyers, unlike some other states. Check the latest notification before registration, as rules can change.
Can I get a tax deduction on stamp duty?
Yes. Stamp duty and registration paid on a residential property can be claimed under Section 80C of the Income Tax Act, within the overall ₹1.5 lakh limit, in the year you pay it, if you use the old tax regime.
Want the exact number for your property?
Tell us the property and we'll confirm the precise stamp duty, registration and total cost — free, no obligation.
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