Vani EstatesVANI ESTATES

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Stamp Duty & Registration Calculator

Buying property in Bangalore? Stamp duty and registration are a real cost on top of the price — usually 6–7% in Karnataka. Estimate yours in seconds.

₹75.00 L
₹10 L₹10 Cr
Total charges (approx.)
₹4.95 L
6.6% of property value
Stamp duty (5%)₹3.75 L
Cess (10% of stamp duty)₹37,500
Surcharge (2% of stamp duty)₹7,500
Registration (1%)₹75,000
Total₹4.95 L
You'd also need the down payment (typically 20%) and interiors. This is on top of the property price.

Indicative estimate based on current Karnataka slabs (2% up to ₹20 L, 3% ₹20–45 L, 5% above ₹45 L, plus cess, surcharge and 1% registration). Actual duty depends on guidance value, property type and current rules — we'll confirm the exact figure for your purchase.

How stamp duty works in Karnataka

Stamp duty is a state tax you pay to register a property in your name. In Karnataka it's tiered by property value: 2% up to ₹20 lakh, 3% for ₹20–45 lakh, and 5% above ₹45 lakh — plus a cess and surcharge, and a separate 1% registration charge. For most city purchases the all-in figure lands around 6.6–6.7% of the property value.

Guidance value matters

Duty is charged on the higher of your purchase price or the government's guidance value for that area — so the exact figure can differ from a simple percentage. We confirm the precise number for your specific property.

Budget for the full cost of buying

Beyond stamp duty and registration, plan for your down payment (typically 20%), and interiors and moving. Our home loan guide and first-time buyer's guide walk through the whole budget. Use the EMI Calc button (bottom of every page) to size the loan.

Want the exact number for your property?

Tell us the property and we'll confirm the precise stamp duty, registration and total cost — free, no obligation.

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